Retirement
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Retirement
Obter acesso a informações secretas pode lhe dar uma vantagem nos negócios sobre seus concorrentes e, graças aos avanços tecnológicos, a espionagem agora é mais fácil do que nunca.
There are some fallacies that you may be guilty of naively believing when it comes to retirement planning. Although we are aware that your retirement may be several years away, it’s crucial to keep in mind that saving money for the future is among your top priorities. Therefore, we’re here to dispel some of the most widely held retirement planning myths to help you distinguish fact from fiction.
1) I’m Too Young to Start Saving for Retirement
This couldn’t be further from the truth. In fact, the earlier you start saving for your retirement, the better it is.
2) I’m Too Old to Save for Retirement Now
If you’ve suddenly woken up on the wrong side of 40 and realized you haven’t really planned for a time when you’re no longer in the workforce, don’t worry. While it would have been ideal for you to have planned better, you can still play catch up.
3) I Don’t Have Enough Now to Save for Later
If you’ve just started working, you may feel like your salary is too small to cover all your expenses, leave alone save for later. However, it’s important to remember that when it comes to creating a nest egg for your retirement, a little can go a long way.
4) The Stock Market is Too Risky
Depending on your personal risk appetite, and the returns you’re looking for, you can invest in a mix of high-, medium-, and low-risk funds.
5) I Can Use Some of My Retirement Money Now and Save Up Later
It is really not a good idea to touch your retirement fund before you actually need to.