cibil score
sakshiguptaTeacher
Asked: 2023-01-13T13:10:37+05:30
2023-01-13T13:10:37+05:30In: Financial Assistance
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A credit score is a key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on the data provided by banks and lending institutions.
The CIBIL score gives you access to credit products, such as loans and credit cards. While a good CIBIL score provides easy access to credit, a low CIBIL score can make it difficult to access credit in times of need.
A good CIBIL score for loans remains the same as that for any other purpose, i.e. any score between 700 and 900. A good score ensures a higher chance of your loan application getting approved.
For financial assistance from a bank, you need a good CIBIL Score.
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