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Suggest Some Good Budgeting tools?
Are your finances drying up like water? Or perhaps your inability to keep up with business expenses has you wondering where all your money has gone. Your existing budget strategy is obviously failing you, then. Additionally, because cash flow problems account for 82% of business failures, budget proRead more
Are your finances drying up like water? Or perhaps your inability to keep up with business expenses has you wondering where all your money has gone.
Your existing budget strategy is obviously failing you, then. Additionally, because cash flow problems account for 82% of business failures, budget problems could be harmful to your company.
So, say goodbye to spreadsheets and hello to high-tech budgeting software which are super easy to use and work at lightning speed!
1. Float
Float is the perfect cash flow management budgeting software. It has awesome visual reports and is super quick to set up! You can get easy insights into all your cash flow data on a daily, weekly, or monthly basis.
2. Quickbooks
Quickbooks is a web-based accounting solution that caters to individual accountants and small businesses all around the globe,
3. Gide
Gide is a business budgeting software that is very comprehensive and includes everything you need from budgeting to forecasting to creating reports. It’s the perfect all-in-one tool!
See lessWhat should you do if you suspect that you have been a victim of credit card fraud?
Finding strange purchases on your card can be concerning, as no one likes to learn they have been a victim of credit card fraud. Credit card fraud happens every day, despite the fact that some people may never experience it. You could be wondering how and where your card was compromised. Was that gaRead more
Finding strange purchases on your card can be concerning, as no one likes to learn they have been a victim of credit card fraud.
Credit card fraud happens every day, despite the fact that some people may never experience it. You could be wondering how and where your card was compromised. Was that gas station out in the boonies? Perhaps the internet retailer where you purchased your clothing? It can, in fact, be challenging to determine.
4 steps to take if you’re a victim of credit card fraud
1. Call the company
Call your credit card company immediately
First and foremost, it’s important to get ahead of the criminals using your card before they can inflict more damage.
Major card networks like Visa and Mastercard have “zero liability” policies designed to ensure that you won’t be held responsible for unauthorized charges made with your credit or debit card or account information.
2. Change Your Password
Your best bet is to exercise caution. After you call your credit card company, make sure you check all of your other credit card accounts to see if they’ve also been compromised.
It’s important to note that, even though only one card may have suspicious charges, you can’t be sure how the fraudster got the information. So make sure you change all of your passwords and PINs just to be safe.
3. Notify Police If Necessary
Filing a police report is especially crucial if you see a pattern of fraudulent charges in the days following the first signs of suspicious activity. Sometimes credit card fraud can happen all at once, and other times it might be days or weeks apart.
4. Monitor your statements and credit reports
After the first signs of credit card fraud, you’ll want to keep monitoring your credit card statements for a few months. Fraudulent charges can keep appearing on your card statements months after your card information is stolen if there was any additional information, such as login credentials, that may have been compromised.
See lessWhat are some tips for saving money on groceries?
Credit card customers should not enter their details on dubious websites, as they could steal the data. Make sure that the website has an SSL certificate by checking if the URL has ‘https’. Unsecured websites don’t have SSL certificates. Nowadays, it’s important to keep your credit cards closer to yRead more
Credit card customers should not enter their details on dubious websites, as they could steal the data. Make sure that the website has an SSL certificate by checking if the URL has ‘https’. Unsecured websites don’t have SSL certificates.
Nowadays, it’s important to keep your credit cards closer to you. You also need to be pretty careful about the thefts, especially when you are travelling via public transport.
Credit card holders should keep a tab on their credit card statements to look for purchases that they didn’t make.
You can use the feature to limit the transactions and make sure you don’t face any losses.
Many credit cards come with a fraud protection plan that ensures your money in case of any fraudulent activity. Cardholders can also buy additional insurance to secure their credit card from frauds.
Conclusion
Cyber crimes have been quite increasing now a days. So, be safe while you transact through various credit/debit cards.
See lessCredit card frauds and what to do?
Credit card customers should not enter their details on dubious websites, as they could steal the data. Make sure that the website has an SSL certificate by checking if the URL has ‘https’. Unsecured websites don’t have SSL certificates. Nowadays, it’s important to keep your credit cards closer to yRead more
Credit card customers should not enter their details on dubious websites, as they could steal the data. Make sure that the website has an SSL certificate by checking if the URL has ‘https’. Unsecured websites don’t have SSL certificates.
Nowadays, it’s important to keep your credit cards closer to you. You also need to be pretty careful about the thefts, especially when you are travelling via public transport.
Credit card holders should keep a tab on their credit card statements to look for purchases that they didn’t make.
You can use the feature to limit the transactions and make sure you don’t face any losses.
Many credit cards come with a fraud protection plan that ensures your money in case of any fraudulent activity. Cardholders can also buy additional insurance to secure their credit card from frauds.
Conclusion
Cyber crimes have been quite increasing now a days. So, be safe while you transact through various credit/debit cards.
See lessCredit Basics: Everything You Need to Know?
If you're new to the world of credit, you probably have some questions about how credit cards work. There's a lot to learn when you start using credit cards, and a lack of knowledge can end up costing you money. Credit can also mean a person's or business's ability to pay back debts or credit historRead more
If you’re new to the world of credit, you probably have some questions about how credit cards work. There’s a lot to learn when you start using credit cards, and a lack of knowledge can end up costing you money.
Credit can also mean a person’s or business’s ability to pay back debts or credit history. A change to a company’s balance sheet lowers its assets or raises its liabilities or equity.
Credit comes in many different forms. Most people use a bank or other financial credit. This group includes loans for cars, homes, signature loans, and credit lines. When a bank lends money to a customer, it gives the customer credit for the money, which needs to be paid back later.
For example, when a person uses a Visa card to buy something, the card is considered a form of credit because the person agrees to pay the bank back later.
Credit can be given in the form of money and other ways. It is possible to trade goods and services for deferred payment, a different kind of credit.
Conclusion:
Pay your credits easily by earning an active/passive income with ULIPINDIA
See lessHow do you clarify whether you have a good credit score?
A credit score is the key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on theRead more
A credit score is the key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on the data provided by the banks and lending institutions.
Your credit score is based on the following five factors:
The CIBIL score gives you access to credit products, such as loans and credit cards. While a good CIBIL score provides easy access to credit, a low CIBIL score can make it difficult to access credit in times of need.
A good CIBIL score is a CIBIL score between 700 and 900. A good CIBIL score will be followed by many benefits such as quicker approval, a low-interest rate on the credit facility, a higher loan amount, a longer repayment period, and more.
Conclusion
Pay your debts on time to maintain a good credit score. Earn enough active/passive income with ULIPINDIA’s affiliate programs.
See lessHow to earn millions through affiliate marketing?
Affiliate marketing tips; 1) Be trustworthy Some people solely utilise affiliate marketing to make money, not to help their clients. Some even try to conceal the fact that a link is an affiliate one by using spammy, dishonest affiliate advertising and promotions. The majority of readers can usuallyRead more
Affiliate marketing tips;
1) Be trustworthy
Some people solely utilise affiliate marketing to make money, not to help their clients. Some even try to conceal the fact that a link is an affiliate one by using spammy, dishonest affiliate advertising and promotions. The majority of readers can usually smell them a mile away, but that’s good if you’re sincere about your intentions.
Your audience won’t care about the content as long as the good or service you’re promoting is pertinent to them. They might leave and not return, though, if they think you’re trying to con them or abuse their readership by placing too many irrelevant ads.
2) Offer a Bonus
Consumers will appreciate your honesty and won’t mind supporting your business by using your link when you disclose an affiliate relationship, which you should do because, as we’ve already mentioned, developing trust is essential. On the other hand, if they feel you’re not being upfront about your affiliations, they might go directly to the vendor in order to avoid giving you the referral credit!
3) Ads
A vendor will often give you a selection of advertising to utilise on your website, on social media, and in emails. Keep in mind that if they don’t, you’ll have to do everything. Even if they give you some assets, you should still make your own advertising (if they let you) in order to differentiate yourself from the affiliate competitors.
See lessHow can I earn more affiliate income?
1) Choose affiliate program wisely Not all affiliate programmes are created equal, and not all affiliate programmes will be appropriate for your target audience (we'll go into more detail about this in section two). There are additional factors to take into account in addition to those: - Choosing QRead more
1) Choose affiliate program wisely
Not all affiliate programmes are created equal, and not all affiliate programmes will be appropriate for your target audience (we’ll go into more detail about this in section two). There are additional factors to take into account in addition to those:
– Choosing Quality over money
– Consider promoting digital products
– Vendors that will negotiate
– Websites with good landing page
– Programs with lifetime payout
2) Understand your audience
People hate terrible commercials, not ads in general, according to studies. Irrelevance is one quality of a poor advertisement. Promoting only products that meet the urgent requirements and demands of your audience is the key to effective affiliate marketing. They are more likely to acquire a product or service if it is relevant to them, and learning about relevant items or services might be seen as value-added content rather than odd or unexpected advertising. Therefore, always consider the reasons why people visit your website, subscribe to your email list, or follow you on social media.
See lessWhat Helps and Hurts a Credit Score?
1) Your history of timely debt repayment is shown in your payment history. Your payments on credit cards, retail accounts, installment loans (including auto or student loans), finance business accounts, and mortgages are all included in this component. Also taken into account are open documents andRead more
1) Your history of timely debt repayment is shown in your payment history. Your payments on credit cards, retail accounts, installment loans (including auto or student loans), finance business accounts, and mortgages are all included in this component. Also taken into account are open documents and reports describing things like bankruptcies, foreclosures, lawsuits, liens, judgements, and wage garnishments. Your score is impacted by a history of timely payments of at least the minimum amount required. Missed or late payments lower your rating.
2) Amounts Owed or Credit Utilization displays your level of debt and helps assess your ability to pay it off. Your credit score will suffer if you have large outstanding amounts or are close to reaching the “maximum” limit on your credit cards. A decent rule of thumb is to not use more than 30% of a credit card’s available credit.
3) Duration of Credit How long you have had and used credit is referred to as history. Because lenders have a higher chance of seeing your payback record, the longer you have demonstrated appropriate credit management, the better your score will be. If you have consistently made payments on time, you will seem very excellent in this regard.
4) The “mix” of credit you have access to, such as credit cards, retail accounts, installment loans, finance business accounts, and mortgage loans, is referred to as “kind of credit.” Not every sort of account is required. Instead, this component looks at the many sorts of credit you have and how responsibly you utilize it. For instance, using a credit card to buy a yacht can lower your rating.
5) The presence of new credit (inquiries) indicates that you have debt or are soon to acquire more. Opening a lot of credit accounts quickly might make you more vulnerable to debt, especially for those without a long credit history. Every application you make for a new line of credit counts as an inquiry or “hard” hit.
See lessHow do I plan for retirement as a 30 year old?
If you're in your 30s and enjoying the rewards of moving up the corporate ladder, do you ever stop to consider what life might be like on the other side? If you move immediately to fund your retirement plan, it's not an impossibly unrealistic fantasy. 1) Automated Contribution: Most individuals prefRead more
If you’re in your 30s and enjoying the rewards of moving up the corporate ladder, do you ever stop to consider what life might be like on the other side? If you move immediately to fund your retirement plan, it’s not an impossibly unrealistic fantasy.
1) Automated Contribution: Most individuals prefer to put off saving for retirement until they are in their 30s and then begin to stress out when they are in their early 50s. You should save little and often if you do not want such to occur. Choose an automatic contribution plan that will compel you to accumulate your retirement savings and to grow them each time your income rises.
2) Cash Reserves You should always have an emergency reserve or rainy day fund set up. Your emergency fund should increase in size in tandem with your income, and you should continue to add to it so that you always have a sizable quantity on hand for unexpected expenses.
3) Relying only on cash savings is risky. Nearly everyone wants to play it safe. In spite of the fact that keeping cash on hand is a wise choice since you could need it in an emergency, storing your money in a savings account won’t help you much either.
4) Retirement Plans – To allow your money to grow, you should start routinely contributing to your company’s provident fund or a public provident fund. The time is now to start making regular investments in these funds so that you will have a sizable sum to look forward to when you ultimately retire.
See less