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Why does the CIBIL score matter?
A credit score is a key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on the dRead more
A credit score is a key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on the data provided by banks and lending institutions.
The CIBIL score gives you access to credit products, such as loans and credit cards. While a good CIBIL score provides easy access to credit, a low CIBIL score can make it difficult to access credit in times of need.
A good CIBIL score for loans remains the same as that for any other purpose, i.e. any score between 700 and 900. A good score ensures a higher chance of your loan application getting approved.
For financial assistance from a bank, you need a good CIBIL Score.
See lessDo you think savings can help you?
Savings are one of the most important parts of income. Your income should be divided into three crucial parts - Savings, Investing, and Expenses. With rising inflation, savings have become a must! To enjoy a secure future, savings is needed. And with savings, you can easily follow your passions in tRead more
Savings are one of the most important parts of income. Your income should be divided into three crucial parts – Savings, Investing, and Expenses. With rising inflation, savings have become a must!
To enjoy a secure future, savings is needed. And with savings, you can easily follow your passions in the future.
So, here are 3 reasons why you must save!
1) Freedom
With enough savings, you can have the freedom to do what you like! Follow your passions and invest in new skills. With savings, you will have enough to fulfill your desires. A new car…A new skill…A new home, whatever your future dreams are with saving you can fulfill them all.
2) Financial security
Savings provide financial security and stability. We don’t know what will happen in the near future and thus, to minimize the effect of uncertain expenses, savings can be very helpful. This can be well explained by the current covid situation. When lockdown was imposed it was only our savings that helped us sail through the tough times.
3) Calculated risks
With savings in hand we can take small calculated risks. Savings simply means to maintain a cash reserve for future uncertainties and risks. If you don’t have savings then it may be very tough to follow your passions which have high risk associated with them.
“Saving gives you the freedom to live life on your own terms,” says Matt Becker, CFP and founder of a financial planning practice focused on new parents.
Savings are a crucial part of survival and to meet future unexpected circumstances. We must save a part of our income for a happy and healthy future. Thus, http://ULIPINDIA.COM is here to help you with your income. With our affiliate programs, you can earn and save for a better tomorrow. Anyone can join our affiliate programs and earn an ample amount of active or passive income.
See lessWhen man can work, so do woman? Here’s why!
A financially independent woman doesn't just support the financial earnings of a family but becomes independent and confident. With the current inflation rate, it is feasible for every member of a family to earn. A financially independent woman does not have to depend on anyone during uncertain timeRead more
A financially independent woman doesn’t just support the financial earnings of a family but becomes independent and confident. With the current inflation rate, it is feasible for every member of a family to earn. A financially independent woman does not have to depend on anyone during uncertain times. Women have to sabotage the patriarchal concept of “only men can earn.”
Well, no one knows what will happen in the future. So, why not prepare for it from today only? If everyone is earning just realize how easy it would be to meet the future uncertainties. Earning is also about feeling good about oneself. It boosts morale and gives confidence in oneself.
Well, there are many ways through which a woman can earn. But one of the easiest ways to start is through affiliate marketing. The best affiliate marketing programs are by http://ULIPINDIA.COM
See less3 ways to plan Debt- free vacation?
You may have a debt-free vacation with some careful planning, whether you're organising a trip to a foreign country or packing the car for a weekend road trip to a nearby campground. It's simple to understand how a trip can completely derail even the most well-laid financial plans. 1.Save Over TimeRead more
You may have a debt-free vacation with some careful planning, whether you’re organising a trip to a foreign country or packing the car for a weekend road trip to a nearby campground. It’s simple to understand how a trip can completely derail even the most well-laid financial plans.
1.Save Over Time
Play the long game when planning and saving for a vacation. Put a portion of every paycheck aside to build up a reserve of cash for your trip. Even saving a small amount every month will help make your trip more affordable. Make sure the amount you’re setting aside will provide you with enough vacation cash, too.
2.Budget
Think of your budget as another companion on your trip. Just as with any travel buddy, make sure you and your budget set good expectations for each other. Make a spending plan.
3.Use Credit Cards
Have a travel credit card or a cashback card sitting in your wallet? You can take advantage of it before and during your trip. If you don’t have one yet and your trip is six months or more away, consider looking into cards with a sign-up bonus that could cover flights or lodging. Card in hand, spend smart.
See lessTravel apps to save you money on next trip?
The finest treatment for your soul is travel. Traveling renews you, enables you to experience new places and cultures, and helps you make some priceless memories. All you have to do is plan your vacation wisely and create a cost-effective itinerary. You should look into several travel apps that assiRead more
The finest treatment for your soul is travel. Traveling renews you, enables you to experience new places and cultures, and helps you make some priceless memories. All you have to do is plan your vacation wisely and create a cost-effective itinerary. You should look into several travel apps that assist you in locating the greatest offers in addition to purchasing an appropriate travel insurance plan online.
1.Kayak
Kayak is a very old and trusted travel aggregator website where you can compare the airfares, and hotel fares and also look at the best travel combos to get a good deal. Kayak is a free-to-use app that has a desktop version too.
2.Skyscanner
Skyscanner is another excellent option if you want an all-in-one travel app. You can look for not only the best flight and hotel rates, but also find some great deals on taxis, local tours, etc. Based out of Scotland, Skyscanner is available in many regional languages too, making it accessible to a lot of people.
3.AirBNB
One of the most popular travel apps in the world today, AirBNB allows you to have a dreamy vacation in any part of the world you want. The app connects homeowners with holiday goers who look for temporary accommodation when visiting a travel destination.
See lessSuggest Some Good Budgeting tools?
Are your finances drying up like water? Or perhaps your inability to keep up with business expenses has you wondering where all your money has gone. Your existing budget strategy is obviously failing you, then. Additionally, because cash flow problems account for 82% of business failures, budget proRead more
Are your finances drying up like water? Or perhaps your inability to keep up with business expenses has you wondering where all your money has gone.
Your existing budget strategy is obviously failing you, then. Additionally, because cash flow problems account for 82% of business failures, budget problems could be harmful to your company.
So, say goodbye to spreadsheets and hello to high-tech budgeting software which are super easy to use and work at lightning speed!
1. Float
Float is the perfect cash flow management budgeting software. It has awesome visual reports and is super quick to set up! You can get easy insights into all your cash flow data on a daily, weekly, or monthly basis.
2. Quickbooks
Quickbooks is a web-based accounting solution that caters to individual accountants and small businesses all around the globe,
3. Gide
Gide is a business budgeting software that is very comprehensive and includes everything you need from budgeting to forecasting to creating reports. It’s the perfect all-in-one tool!
See lessCredit card frauds and what to do?
Credit card customers should not enter their details on dubious websites, as they could steal the data. Make sure that the website has an SSL certificate by checking if the URL has ‘https’. Unsecured websites don’t have SSL certificates. Nowadays, it’s important to keep your credit cards closer to yRead more
Credit card customers should not enter their details on dubious websites, as they could steal the data. Make sure that the website has an SSL certificate by checking if the URL has ‘https’. Unsecured websites don’t have SSL certificates.
Nowadays, it’s important to keep your credit cards closer to you. You also need to be pretty careful about the thefts, especially when you are travelling via public transport.
Credit card holders should keep a tab on their credit card statements to look for purchases that they didn’t make.
You can use the feature to limit the transactions and make sure you don’t face any losses.
Many credit cards come with a fraud protection plan that ensures your money in case of any fraudulent activity. Cardholders can also buy additional insurance to secure their credit card from frauds.
Conclusion
Cyber crimes have been quite increasing now a days. So, be safe while you transact through various credit/debit cards.
See lessHow do you clarify whether you have a good credit score?
A credit score is the key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on theRead more
A credit score is the key factor that is responsible for building or breaking the trust of the lender when you apply for a loan. CIBIL, a part of TransUnion, is one of the RBI-approved credit rating agencies that are responsible for generating credit scores of individuals and businesses based on the data provided by the banks and lending institutions.
Your credit score is based on the following five factors:
The CIBIL score gives you access to credit products, such as loans and credit cards. While a good CIBIL score provides easy access to credit, a low CIBIL score can make it difficult to access credit in times of need.
A good CIBIL score is a CIBIL score between 700 and 900. A good CIBIL score will be followed by many benefits such as quicker approval, a low-interest rate on the credit facility, a higher loan amount, a longer repayment period, and more.
Conclusion
Pay your debts on time to maintain a good credit score. Earn enough active/passive income with ULIPINDIA’s affiliate programs.
See lessHow to earn millions through affiliate marketing?
Affiliate marketing tips; 1) Be trustworthy Some people solely utilise affiliate marketing to make money, not to help their clients. Some even try to conceal the fact that a link is an affiliate one by using spammy, dishonest affiliate advertising and promotions. The majority of readers can usuallyRead more
Affiliate marketing tips;
1) Be trustworthy
Some people solely utilise affiliate marketing to make money, not to help their clients. Some even try to conceal the fact that a link is an affiliate one by using spammy, dishonest affiliate advertising and promotions. The majority of readers can usually smell them a mile away, but that’s good if you’re sincere about your intentions.
Your audience won’t care about the content as long as the good or service you’re promoting is pertinent to them. They might leave and not return, though, if they think you’re trying to con them or abuse their readership by placing too many irrelevant ads.
2) Offer a Bonus
Consumers will appreciate your honesty and won’t mind supporting your business by using your link when you disclose an affiliate relationship, which you should do because, as we’ve already mentioned, developing trust is essential. On the other hand, if they feel you’re not being upfront about your affiliations, they might go directly to the vendor in order to avoid giving you the referral credit!
3) Ads
A vendor will often give you a selection of advertising to utilise on your website, on social media, and in emails. Keep in mind that if they don’t, you’ll have to do everything. Even if they give you some assets, you should still make your own advertising (if they let you) in order to differentiate yourself from the affiliate competitors.
See lessHow can I earn more affiliate income?
1) Choose affiliate program wisely Not all affiliate programmes are created equal, and not all affiliate programmes will be appropriate for your target audience (we'll go into more detail about this in section two). There are additional factors to take into account in addition to those: - Choosing QRead more
1) Choose affiliate program wisely
Not all affiliate programmes are created equal, and not all affiliate programmes will be appropriate for your target audience (we’ll go into more detail about this in section two). There are additional factors to take into account in addition to those:
– Choosing Quality over money
– Consider promoting digital products
– Vendors that will negotiate
– Websites with good landing page
– Programs with lifetime payout
2) Understand your audience
People hate terrible commercials, not ads in general, according to studies. Irrelevance is one quality of a poor advertisement. Promoting only products that meet the urgent requirements and demands of your audience is the key to effective affiliate marketing. They are more likely to acquire a product or service if it is relevant to them, and learning about relevant items or services might be seen as value-added content rather than odd or unexpected advertising. Therefore, always consider the reasons why people visit your website, subscribe to your email list, or follow you on social media.
See less